/* AI Insights Styles - shared across all calculators */
.ai-loading { text-align: center; padding: 2rem 1rem; }
.ai-loading-spinner {
  width: 36px; height: 36px;
  border: 3px solid rgba(201, 162, 39, 0.2);
  border-top-color: #c9a227;
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
  margin: 0 auto 1rem;
}
@keyframes spin { to { transform: rotate(360deg); } }
.ai-loading-text { color: #c9a227; font-size: 0.95rem; font-weight: 500; }
.ai-insights-header { margin-bottom: 1.25rem; }
.ai-badge {
  display: inline-block;
  background: rgba(201, 162, 39, 0.12);
  color: #c9a227;
  font-size: 0.75rem; font-weight: 600; letter-spacing: 0.05em;
  padding: 0.3rem 0.75rem; border-radius: 20px; margin-bottom: 0.75rem;
  border: 1px solid rgba(201, 162, 39, 0.25);
}
.ai-headline { font-size: 1.2rem; font-weight: 700; color: #fff; margin-bottom: 0.5rem; line-height: 1.3; }
.ai-summary { color: #aaa; font-size: 0.9rem; line-height: 1.5; }
.ai-key-insight {
  background: rgba(201, 162, 39, 0.08);
  border: 1px solid rgba(201, 162, 39, 0.2);
  border-radius: 10px; padding: 1rem 1.25rem; margin-bottom: 1.25rem;
}
.ai-key-insight-label { font-size: 0.8rem; font-weight: 600; color: #c9a227; margin-bottom: 0.4rem; }
.ai-key-insight p { color: #ddd; font-size: 0.9rem; line-height: 1.5; margin: 0; }
.ai-section { margin-bottom: 1.25rem; }
.ai-section-title { font-size: 0.85rem; font-weight: 600; color: #c9a227; margin-bottom: 0.5rem; }
.ai-section p { color: #aaa; font-size: 0.88rem; line-height: 1.5; margin: 0; }
.ai-contract-alert {
  background: rgba(239, 68, 68, 0.06);
  border: 1px solid rgba(239, 68, 68, 0.15);
  border-radius: 10px; padding: 1rem 1.25rem;
}
.ai-contract-alert .ai-section-title { color: #f87171; }
.ai-tip { display: flex; gap: 0.75rem; margin-bottom: 1rem; align-items: flex-start; }
.ai-tip-number {
  flex-shrink: 0; width: 28px; height: 28px;
  background: rgba(201, 162, 39, 0.15); color: #c9a227;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: 0.8rem; font-weight: 700; margin-top: 2px;
}
.ai-tip-content { flex: 1; }
.ai-tip-title { font-size: 0.9rem; font-weight: 600; color: #fff; margin-bottom: 0.25rem; }
.ai-tip-detail { font-size: 0.85rem; color: #aaa; line-height: 1.5; }
.ai-next-step {
  background: rgba(34, 197, 94, 0.08);
  border: 1px solid rgba(34, 197, 94, 0.2);
  border-radius: 10px; padding: 1rem 1.25rem; margin-bottom: 1.25rem;
}
.ai-next-step-label { font-size: 0.8rem; font-weight: 600; color: #22c55e; margin-bottom: 0.4rem; }
.ai-next-step p { color: #ddd; font-size: 0.9rem; line-height: 1.5; margin: 0; }
.ai-cta { text-align: center; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,0.08); margin-top: 1.25rem; }
.ai-cta p { color: #888; font-size: 0.85rem; margin-bottom: 0.75rem; }